Why Warren Buffet Might be Wrong on Active Funds

Warren Buffet made a bet a few years ago to prove that passive funds are better than active funds. He said that he would make more money if he invested in an S&P 500 index fund than the returns made from active investing. Buffet stated that he would give a million dollars to charity if he lost. Warren is on course to win his bet at the moment. Timothy Armour is the Chairman of the Capital Group. He believes that this notion is flawed. He said that passive funds and active funds could not be compared because of their varying nature and read full article.

They do not protect the investor in the event of an economic crash. The volatility of passive investing is very low. The investor has no hedge in a market crash, and they are not guaranteed any safety. Active funds charge very high fees. The majority of them perform poorly. Some active funds have been very lucrative for investors. They have generated huge returns to investors in the long term. Armour proposed two filters for helping investors to choose an active fund that is worth its keep. One should look for a fund that offers low fees. One should do this if they want to maximize their returns because a huge percentage will go to the investor and what Timothy knows.

One should also consider the managers of the fund and whether they are directly involved. The managers should invest their money alongside their clients. This shows that they are committed to the fund and have an incentive to make sure the fund performs well. Armour attended Middlebury College where he pursued a degree in business. He started his career at Capital Group where he worked as an apprentice. Armour is an equity portfolio manager. He works in the L.A offices of the firm today. Armour was named the Chairman of the Capital Group of Companies in 2015. He replaced Jim Rothenberg who passed away while on vacation. He is also the CEO of the company and the chairman of Capital Research and Management and resume him.

Other Reference: https://www.americanfunds.com/individual/news/senior-management-changes.html

Using Securus Technologies to Uncover Drugs in Prison

Drugs in prison put everyone in immediate danger from the visitors to my staff of corrections officers. Trying to stop the flow of drugs can be very challenging because the inmates are always looking to push the boundaries and to try new ways to get the contraband that they need. Other than increasing the amount of officers on duty, there was little we could do to identify who and how was responsible for the increase in drug flow to the inmates.

 

There is only so much an officer can do to keep drugs out of the jail. We have a strong police presence in the visitor center, and every person much go through a search before seeing an inmate. We check every piece of mail coming into the jail for any type of contraband. We even do surprise cell inspections to try and locate anything illegal the inmates are trying to hide.

 

Our superiors informed me and my team that this month we were going to have an additional resource in our efforts to stop drugs from getting to the jail. Securus Technologies was installing a new inmate call monitoring system that would enable us to listen more intently to when the inmates were on the telephone. Little did we know how valuable a resource this was going to be.

 

Securus Technologies is currently operating in over 2,600 prison systems, and their CEO Rick Smith says his thousand employees all work towards the objective of making the world a safer place for each of us to be living. That first week we heard chatter on the system concerning inmates sharing drugs in their cells, how inmates were in receipt of drugs, and how they hid the drugs inside their cells once they are able to get it from the outside.

 

Eva Moskowitz Celebrates Very Different Victories For Success Academy

The Success Academy has grown over the last decade to become one of the largest charter school networks in the U.S. under the leadership of former Democratic New York Council member, Eva Moskowitz.

The former history professor has taken on a major role as a charter schools leader in her role as the founder of a charter school system that has achieved amazing levels of success for underprivileged students across New York City; the work of Success Academy recently saw the network of more than 40 charter schools across New York City has been honored for the work it has completed with underprivileged students with the prestigious Broad Prize.

After being awarded $250,000 from the Broad Prize Eva Moskowitz announced the monetary aspect of the prize would be given to the students from Success Academy who are preparing for college studies.

A second victory was seen for Eva Moskowitz in her recent court battle with New York Mayor Bill de Blasio, who has made little attempt to hide his contempt for the charter schools network. A New York Court ruled in favor of Success Academy in its claim that New York’s Education Department had no right to try and influence how Eva Moskowitz’s Success Academy taught students in its Pre-K program, which was once part of the New York program established to create a better future for students across the city. The ruling explains the city has no right to determine how Pre-K students at charter schools teach students, but they do have the right to inspect such schools.

 

How Ohio Native David Giertz Has Succeeded In The Financial Industry

With over 30 years of experience in the financial industry, David Giertz is a veteran of the field. He has served as both a financial adviser and as an executive in the industry. He specializes in retirement planning and the issues that surround social security on financial-advisors.credio.com. He is from Dublin Ohio and earned his Bachelor’s degree from Millikin University in Decatur, Illinois, and he attended the University of Miami in order to earn his MBA.

David Giertz spent the first 10 years of his professional career at Citigroup. He started out as a Financial Services Advisor and in this position set up the investment portfolios for his clients, making adjustments as market conditioned changed as the client got closer to retirement and so needed to be invested more conservatively. Eventually, David Giertz became an Area Director where he was responsible for a group of financial advisers under him. His last role at Citigroup was as an Executive Vice President of Sales where he excelled by regularly beating corporate goals.

In 1999, David Giertz joined Nationwide. He was based in Miami, Florida and was a Regional Vice President according to soundcloud.com. His region was the seven states that make up the Southeast Territory of the United States plus Puerto Rico. He was once again very successful in this position as well, increasing the revenue generated by his region by almost 50%. Over the years he earned a number of promotions including leading Nationwide’s Financial Institutions Bank division.

The last position that Giertz held at Nationwide was a President of their sales and distribution subsidiary. Under his leadership, this subsidiary grew from $11 billion in annual revenues to almost $18 billion in annual revenues. The financial products this subsidiary sells includes retirement plans, annuities, life insurance, mutual funds, and specialty markets.

Over the years, David Giertz has cautioned people to be careful when deciding to start taking social security. Small mistakes during this time can balloon into huge problems down the road. Most people rely on social security to make up 40% or even more of their post-retirement income stream at https://angel.co/david-giertz. He is an expert at creating plans for people so that they know when to take social security and how to factor it into their budgets.

Whitney Wolfe: Of Apps And Bees

Bumble is a popular dating app that gives its female users much more priority. This is why it is called a “female-led” dating app. Apps, as anyone who has used one knows, is something that is strictly used on a smartphone or desktop PC. The whole idea behind an app is to use it remotely at one’s own convenience, to avail oneself of a product. This is diametrically opposite to the brick and mortar store concept. But what if the two were combined? That is what Bumble is doing. They are building an enclave of sorts, for Bumble app users to get together and meet.

Humming with Activity
This new lounge for the apps users will be called the “Hive” and the first one will be popping up in New York City. The motif of the lounge will be in keeping with the whole bee theme. For example, the walls will look like a bee-hive. The reason behind opening a physical location explains Whitney Wolfe, CEO of Bumble, is because the app now has gone beyond being just a dating app and the brand needs to be formalized as a community. With the opening of Hive, Bumble will get two birds with one stone. This is because the company ultimately wants to cater to those who just want to network with others, and not just be a dating app.

The Founders
The bumble app was founded by Whitney Wolfe and Andrey Andreev. Ms. Wolfe already had experience in the dating app scene before she created Bumble. She is the co-founder of the most popular dating app, Tinder. Ms. Wolfe was born and raised in Salt Lake City, Utah and completed here education at Southern Methodist University. While attending there she already showed an aptitude for business.

After graduating, she joined a small company called Hatch Labs, and from there, she co-founded Tinder with fellow employees of Hatch Labs and became vice president of marketing. After leaving Tinder, she co-founded Bumble with Andrey Andreev who is the founder of Badoo, another very successful dating and networking site. Today, Bumble has over 11 million subscribers and its estimated worth is 500 million dollars.

Samuel Strauch’s Role in Real Estate Markets

Samuel Strauch is an entrepreneur. He is the founder of Metrik Real Estate Company which is based in South Florida. The company was formed in 2002. The idea to invest in real estate was a family business which he expanded and added more equity capital to the company. The largest market covered by the corporation are in South America and Latin America. Samuel Strauch has partnered with other foreign investors and aims and venturing in ten hot cities in the state. The cities have already been identified, and processes are underway. These cities are Raleigh, Denver, San Jose, Texas, California, Tampa, Nashville, Austin, San Francisco, and Dallas. Besides real estate, he has also invested in hotels and the hospitality industry.

 

Samuel Strauch is a skill and knowledgeable entrepreneur. During his years in school, he pursued a business course from Hofstra University. He mastered in Real estate and capital markets at Harvard University. He also pursued international markets and capital markets at Erasmus Rotterdam University. After his studied, he worked as a banker for several years before starting his company and what Samuel knows.

 

The success of his business is attributed to his curiosity in learning and taking opportunities. He cites meditation as a useful tool that has helped him learn about a business before moving to top put some capital.

 

Roles of Samuel Strauch as leader of Metrik Real Estate Company

  • Mobilizing venture capital: The decision to invest in real estate came from noting the existing market gap in this field required high capital inputs. Sourcing these funds was not very easy especially for him. Using his connection with investors, he had come across while working at the bank helped him in getting the support from lenders. The capital invested has since multiplied to millions of dollars and more information click here.

 

  • Offering motivation to his employees and conducting an oversight role: Samuel is the CEO of the company. He is the most influential person in the business and influences all decisions regarding the investment. He recommends proper recruitment of his staff to avoid mistakes as it happened in the past. Hiring should be based on skills and competence and Samuel’s lacrosse camp.

Other Reference: http://www.lanacion.com.ar/931467-panama-con-futuro-para-mas-inversiones

Marc Sparks Helps People See the Value of Have a Solid Business Plan

Marc Sparks has gained a lot of attention in the business world. I believe that his intention to help people build their businesses is what has caused so many people to pay attention to what he is talking about. He has a blog where he tells people about what they need to do to be successful in business, but he has gone even further than this. What Mark Sparks has done is captivate many people by starting the Spark Tank challenge. This is where entrepreneurs get a chance to compete for a $5,000 prize. This is for the entrepreneurs that have socially conscious businesses, and I believe this is one of the best experiences that entrepreneurs can engage in.Learn more : http://thebrotalk.com/bro-recommendations/dallas-entrepreneur-marc-sparks-spills-must-visit-list-wineries-dfw/

 

The reason that this is so impressive is that it has to do with grooming your business. This is what Marc Sparks knows a lot about. He has seen a lot of businesses come and go, and he has made investments in a wide range of business opportunities. Marc has done what many people may have neglected to do: Sparks has taught people how to improve businesses. Mark knows a lot about businesses because he is a serial investor that has put a lot of time and energy into many business propositions.Learn more : http://www.prnewswire.com/news-releases/entrepreneur-marc-sparks-transforms-office-to-optimize-innovative-collaboration-300024747.html

 

Marc Sparks has managed to grow several businesses down through his years of investing, and he has been on the side of the investor and the side of the one that is looking for someone to invest in his business. He has used these experiences from both sides of the fence to give a good perspective on everything that business leaders would need to know to build their businesses up. He has managed to do this with grace and a lot of skill. He knows that entrepreneurs do not necessarily have to be scholars in order to start great businesses.Learn more : https://www.facebook.com/marc.sparks1

 

He believes that the “C”student can accomplish just as much as a student that may have made all “A’s” during his years of high school. What heart believes in the principle of supply and demand. If you are supplying potential customers with something that they are in need of they are going to come. It doesn’t matter if you are a Harvard graduate or a student that barely finished high school. If you created a good concept and you have a successful business model in place to sustain your idea, you have the ability to be successful. This is the kind of thought process that Marc Sparks believes in, and he is trying to educate other entrepreneurs that may feel that they don’t have the ability to run businesses assist because they do not have college degrees.

 

 

How George Soros is determined to transform the World

George Soros is regarded as one of the world’s most prominent philanthropist. He is the proprietor of the Open Source Foundation and has led it for the past three decades to support charity undertakings in an exceptional manner. Soros has to date donated more than $12 billion to support various projects across the world. The funds that he offers through his philanthropy program have been beneficial to individuals, nonprofit organizations, and companies. He has also been striving to advocate for accountable governments, freedom of speech, transparency, and justice in the communities across the globe.

Mr. Soros’ motherland is in Hungary, and he once served in a government-owned organization in the country. After a while, the Nazi occupation emerged, and they were determined to eliminate all the Jews in the country. George Soros was one of the individuals whose lives were in danger. He is a brilliant guy and used his knowledge to forge fake identities to save his family. Soros and his family managed to survive the Nazi Occupation, and they moved to the United Kingdom as asylums. Learn more about his profile at businessinsider.com

While in London, George managed to be offered a job at a railway station. He worked hard and saved enough money to pay his tuition fees at the London School of Business. Soros graduated from the institution with the highest honors. His excellent academic success enabled him to easily secure a job at a local bank. He was always determined to work in the United States since he believed that the region had a lot of opportunities. George Soros made savings to accumulate enough money to relocate to New York. His educations credentials were valid in the U.S, and he was hired to serve as a credit manager in various New York-based hedge funds. George Soros later decided to venture into a business by founding his hedge fund management enterprise. He has made a significant money from his previous job. The businessman established the Soros Quantum Fund. The company was highly successful in the industry under the leadership of Mr. Soros.

The Open Society Foundation has developed programs that are devoted to initiating policies that advocate for democratic governments across the planet. In 1979, George Soros used the organization to offer scholarships to young South Africans who were being segregated by the apartheid rule. He ensured that they were empowered through education to liberate their country.

Read more: http://www.politico.com/story/2016/07/george-soros-democratic-convention-226267

George has also been active in politics. He invested a lot of resources in the campaign packs of Hillary Clinton and other Democrats in 2016. According to him, transparent governments and equity can be attained by implementing the right policies and transformation. The charity work of George Soros has had a significant impact on communities across the globe. Know more about George Soros on Investopedia.

Early Life for Developer Hussain Sajwani

Did you know that Hussain Sajwani, owner and Chairman of DAMAC Properties, is also the owner of other companies including Al Anwar Ceramic Tiles Company, and Chairman at DAMAC Holding LLC.

Building the group of companies since his early days when he started initially as food service, Sajwani has developed numerous businesses to grow his brand and his partnerships as well. The group originally began in 1992, having started as a specialized catering company which served American forces during the First Iraq War in 1991. Learn more about DAMAC owner: http://www.forbes.com/profile/hussain-sajwani and http://www.albawaba.com/business/pr/damac-needy-children-518106

Born to what many refer to as a Middle-Class family, Hussain Sajwani was passionate about learning as much as he could, later receiving his degree in economics at the University of Washington.

His goal outside of his love of learning was to pursue his dream as a white collar professional, changing his status as well as his pocketbook to a higher tax bracket. During his college years he had explored the idea of attending medical college, but later he would decided differently after attending for only a short period of time in Baghdad.

Growing up, Hussain Sajwani watched his parents work ethic, choosing to work alongside his father in his watch and pen shop, located in the Deira district. His mother was also a working woman, selling goods to other local women in the marketplace. Having grown up with stories from his parents about success, hard work, and what you can learn from your failures, he was able to work hard and plan strategically when he began the DAMAC Group in 1992.

Drawing inspiration from his father’s hard work, Hussain Sajwani was able to keep forging a path in business, learning all that he could about real estate at a young age when his father had the chance to get involved, but watching his father run his watch and pen shop drew him closer to real estate because he saw greater opportunity.

Later DAMAC Group became DAMAC Properties, giving Hussain Sajwani a front-row seat with Donald Trump for business deals.

Nine9 – The UnAgency that Puts You into the Spotlight!

Are you an aspiring actor or model? Do you get tired of feeling lost in the crowd? Could the entertainment industry be star struck by your talent, but your skills and abilities are simply not seen because you cannot get an agent that sets you up for that perfectly fitting audition? and learn more about Nine9.

If you are sure this describes you, NINE9 is definitely a game changer that help you land your next or even your very first job. NINE9, the unagency will do everything possible to help you live out your dreams with their team of highly trained makup and studio professionals, tools and active platform that will make you be seen even if you don’t live close to the traditional audition cities.

Nine9 is clearly designed to revolutionize the Entertainment Industry because Anthony Toma (CEO of Nine9) thought about the 99% who were not lucky or simply born into Hollywood or Broadway. You could very well be the next hidden talent that NINE9 would love to put in the spotlight. If you feel alienated by agencies and find it hard to believe that your agent will truly represent you, NINE9 is the perfect fit for you because they will not charge you a commission flike gigs like all agents do.

By now you know that your talent is real and are determined to put in the hard work to make the best of your next chance but weren’t sure how to make it happen. This is your chance! and more information click here.

It might just be time for you to take the first step into the spotlight from wherever you are with NINE9 – the UNAGENCY and Nine9’s Website.